What Is Congress Actually Passing?
Congressional bills are written in dense statutory code designed to obscure who benefits and who pays. Click any active bill below for a side-by-side translation into plain everyday English, real-world impacts, hidden rider alerts, and public stock/sector winners and losers.
Active Legislation (18 Bills)
Click any bill for side-by-side plain-English vs. official legal textFast-Tracks Small Nuclear Reactors for AI Data Centers & Old Coal Sites
Official: GRID Power & Advanced Nuclear Deployment Act — To expedite the deployment of advanced nuclear reactors and domestic high-assay low-enriched uranium (HALEU) fuel supply chains to support artificial intelligence data center and grid baseload demand.
Cuts nuclear permitting red tape down to 18 months so tech companies and utilities can build small modular nuclear reactors on retired coal plant sites.
Replaces 50-State AI Laws with One Federal Rulebook & Funds Public GPU Supercomputers
Official: American AI Innovation & Preemption Act — A bill to establish a national framework for artificial intelligence frontier model safety evaluations, preempt conflicting state algorithmic reporting mandates, and authorize the National AI Research Resource.
Blocks individual states from passing conflicting AI regulations while funding $2.4 billion in AI supercomputing power for startups and universities.
Extends 2017 Income Tax Cuts, Restores 100% Factory & R&D Write-Offs, and Cuts EV Subsidies
Official: Working Families Tax & Energy Reconciliation Act — To provide for reconciliation pursuant to title II of H. Con. Res. 14, extending expiring individual and small business tax provisions, modernizing domestic energy permitting, and adjusting federal mandatory spending programs.
A massive budget package that locks in lower individual tax brackets, lets U.S. companies immediately write off R&D and factory equipment, and pays for part of it by slashing green-energy tax credits.
Guarantees Price Floors for U.S. Rare Earth & Lithium Mines to Stop Chinese Dumping
Official: CRITICAL Minerals Independence & Reserve Act — A bill to establish a domestic critical minerals strategic reserve, provide production price floors for refined lithium, rare earths, and gallium, and streamline federal hardrock mining permits on public lands.
Protects American lithium and rare-earth mines from going bankrupt when China floods the market with artificially cheap minerals.
Bans Members of Congress and Their Spouses from Trading Individual Stocks
Official: ETHICS Act (Ending Trading and Holdings in Congressional Stocks) — A bill to prohibit Members of Congress, their spouses, and dependent children from purchasing or selling individual publicly traded securities, and for other purposes.
Outlaws stock picking by Senators, Representatives, and their spouses—forcing them to use broad index funds or pay massive monthly fines.
Strips Tax Breaks from Wall Street Funds Owning 50+ Single-Family Homes
Official: End Wall Street Housing Monopoly & First-Time Homebuyer Act — To amend the Internal Revenue Code of 1986 to deny depreciation and interest deductions for institutional investors owning more than 50 single-family residential homes, and to provide a tax credit for first-time homebuyers purchasing divested properties.
Eliminates mortgage and depreciation tax write-offs for mega-funds buying up starter homes, while rewarding them if they sell houses back to first-time buyers.
Legalizes & Regulates U.S. Dollar Stablecoins with Strict 1-to-1 Cash & Treasury Reserves
Official: GENIUS Act of 2025 — A bill to provide for the regulation of payment stablecoins, and for other purposes.
Creates the first official U.S. rulebook for crypto stablecoins, forcing issuers to back every digital dollar with real cash or short-term U.S. Treasuries.
Segal AmeriCorps Education Award Tax Relief Act of 2026
Official: Segal AmeriCorps Education Award Tax Relief Act of 2026 — Segal AmeriCorps Education Award Tax Relief Act of 2026
Segal AmeriCorps Education Award Tax Relief Act of 2026
Cracks Down on Prescription Drug 'Middlemen' (PBMs) & Bans Hidden Price Markups
Official: Patients Before Middlemen (PBM) Transparency & Reform Act — To amend the Public Health Service Act and title XVIII of the Social Security Act to prohibit pharmacy benefit managers from engaging in spread pricing, mandate 100 percent rebate pass-through to health plans and patients, and delink PBM compensation from prescription drug list prices.
Stops Pharmacy Benefit Managers from pocketing secret drug rebates and overcharging patients at the pharmacy counter.
Breaks the Visa-Mastercard Duopoly on Credit Card 'Swipe Fees' (Could Cut Credit Card Rewards)
Official: Credit Card Competition & Swipe Fee Relief Act — To require the Federal Reserve Board to limit debit and credit card interchange fees charged to merchants by card-issuing banks with assets exceeding $100 billion, and to require at least two unaffiliated routing networks on all issued credit cards.
Forces big banks to offer a cheaper competitor network alongside Visa or Mastercard on every credit card—saving retailers billions, but threatening airline miles and cash-back points.
A bill to permit visiting dignitaries and service members from Taiwan to display the
Official: A bill to permit visiting dignitaries and service members from Taiwan to display the flag of the Republic of China.
Proposal to permit visiting dignitaries and service members from Taiwan to display the flag of the Republic of China.
ACE Veterans Act
Official: ACE Veterans Act — ACE Veterans Act
ACE Veterans Act
EXPERTS Act of 2025
Official: EXPERTS Act of 2025 — EXPERTS Act of 2025
EXPERTS Act of 2025
CLEAR Act
Official: CLEAR Act — CLEAR Act
CLEAR Act
Federal Food Administration Act of 2025
Official: Federal Food Administration Act of 2025 — Federal Food Administration Act of 2025
Federal Food Administration Act of 2025
National Gun Violence Research Act of 2025
Official: National Gun Violence Research Act of 2025 — National Gun Violence Research Act of 2025
National Gun Violence Research Act of 2025
Targeting Online Sales of Fentanyl Act
Official: Targeting Online Sales of Fentanyl Act — Targeting Online Sales of Fentanyl Act
Targeting Online Sales of Fentanyl Act
Coast Guard Combat-Injured Tax Fairness Act
Official: Coast Guard Combat-Injured Tax Fairness Act — Coast Guard Combat-Injured Tax Fairness Act
Coast Guard Combat-Injured Tax Fairness Act